BancoEstado Interface Integration • OpenFinance / OpenData

Chile market integration for PagoRUT, Compraquí QR payments, Pasaje QR RED, and card control with API source delivery

Starting at $300 · Compliance delivery · /contact.html

OpenBanking

PagoRUT / QR

BE Pass / BE Face

Protocol Analysis

Securely connect BancoEstado accounts, QR payments, and card controls to your system

We provide client-side protocol analysis (with proper authorization), OpenData/OpenFinance-style interface modeling, and runnable back-end implementations (Node.js / Python / Go), supporting PagoRUT, Compraquí, Pasaje QR RED, card locking/unlocking, BE Pass/BE Face authentication flows and statement exports.

Accounts & Authentication — OAuth2 / token refresh, device binding strategies, and MFA-ready authorization to enable secure enterprise access.

QR Payments & Merchant Acquiring — QR scans for merchant/consumer payments, callback notifications, settlement and refunds, with electronic receipts and invoicing samples.

Transactions & Statements — fetch transaction history by time window and type, export to CSV/Excel/PDF, with automated reconciliation scripts.

Loyalty & Promotions — support for points, rebates synchronization and promotional event accounting for marketing-finance closure.

Get a Quote View Deliverables

Delivery & Output Samples

Standard Deliverables

OpenAPI / Swagger complete interface specification
Protocol & authorization flow analysis report (OAuth2 / Token / Webhook signatures)
Runnable backend code (Node.js / Python), with sample SDKs
End-to-end automated tests and integration test scripts
Compliance guidance (data minimization, retention, consent) and privacy considerations

Interface Sample: Transaction Reconciliation (Pseudo-code)

# POST /api/v1/bancoestado/transactions
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  "merchant_id": "M123456",
  "from_date": "2025-10-01",
  "to_date": "2025-10-31",
  "types": ["QR_PAY","TOPUP","P2P"],
  "page": 1,
  "page_size": 200
}

Response 200 {
  "status": "OK",
  "total": 482,
  "transactions": [
    {"id":"TXN20251010001","time":"2025-10-10T08:33:12Z","amount":50000,"currency":"IDR","type":"QR_PAY","status":"SUCCESS","payer_id":"user_998"},
    {"id":"TXN20251011002","time":"2025-10-11T12:05:54Z","amount":150000,"currency":"IDR","type":"TOPUP","status":"SUCCESS","method":"BANK_TRANSFER"}
  ]
}

Key Integration Scenarios

Bank account and card syncing, real-time QR payer/merchant flows, merchant onboarding, and tax-compliant reporting for reconciliation.

Compliance & Security

All work is performed under client authorization or public/open APIs, with guidance on privacy, retention, and regional regulatory requirements. Multi-layer encryption, access logs and auditable traces are provided.

Core Modules

OAuth2 / Token management and refresh
QR payment callbacks with idempotent design
Transaction history query, pagination and export
Points and rebates (loyalty) integration
Automated reconciliation and anomaly alerts

About Us

We are a boutique studio specializing in mobility app protocol analysis and third-party API integration. Our team has extensive experience in payments, banking and compliance, delivering end-to-end API enablement and SDKs for global clients.

Android & iOS protocol analysis and API recreation
OpenAPI, sample code and automated tests
NDA and compliance guidance upon request
Transparent pricing: starting at $300 with pick-and-pay on delivery

Contact

To start a project or submit your app name and integration requirements, visit our contact page:

Visit Contact / contact.html

📄 Original App Overview (Collapsed)

BancoEstado app overview (translated): BancoEstado offers comprehensive digital banking features including wallet management, balance and transaction history, payments and invoices, and card controls. This section provides a practical technical reference for integration.

Note: The above is a translated summary of public descriptions for technical integration reference.